Jim welcomes Jonathan Clements, a financial planning columnist, and former personal finance columnist for the Wall Street Journal. In an ideal world, everyone would march steadily through life, save diligently and make rational investment decisions. But the reality is considerably messier. Most of us save too little, shun good financial strategies, and fall short of our goals. We retire with the nest egg we have, not usually the one we want. Jonathan discusses some retirement realities and suggests some strategies to avoid sabotaging your retirement before you get there.
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