This week on the Lifetime Income Series, Jim and Cathlyn explore sources of income in retirement beyond Social Security and pensions. They look at the many options to make your money pay you in retirement. In discussing these options, one must always identify one’s comfort level with an investment’s risk factors, which can include liquidity risk, inflation risk, investment risk, and interest rate risk, among others. Jim and Cathlyn break down the various income ideas, including fixed income, annuities, dividends, real estate, limited partnerships, royalty trusts and personal loans. They also include the case study of Peter and Marilyn Reed to clarify the issues. The guest this week is attorney Roberta Robinson who will discuss “inadvertent gifting” as well as other ways to address the reasons why people register assets jointly with family members.
.
