Lifetime Income Series
The Lifetime Income Series: Holiday Gifting Plus “Booted Out of the Bunker”
Special Guest: Max Richtman, President & CEO of the National Committee to Preserve Social Security & Medicare Foundation
Last week Jim and Cathlyn discussed charitable giving. This week they focus on gifting to friends and family members. They discuss what the IRS considers a “gift”, as well explaining the gift tax and the possible exceptions to the gift tax...
The Lifetime Income Series: ‘Tis the Season for Charitable Gifting
Special guest: Attorney Louis A. Mezzullo on year-end tax planning for small business pensions
As this is the holiday season, Jim and Cathlyn are going to focus the next two weeks on the gifting of assets; to charities, to friends and to family members. This week they focus on gifting to charities...
The Lifetime Income Series: Year End Tax Planning Strategies
Special Guest: Author Bob Marckini, “You Can Beat Prostate Cancer”
This week on the Lifetime Income Series Jim looks at year-end tax planning strategies. Jim reviews the new tax brackets that went into effect this year, and discusses their implications for tax planning. He also looks at three different tax strategies...
The Lifetime Income Series: Two Do or Not Two Do: Second Homes in Retirement
Special Guest: Kevin Bartlett, President of Fidelity Personal Trust Company
In a special reprise edition of The Lifetime Income Series, Jim and Cathlyn discuss an important issue in many retirement plans; a second home. It’s estimated that about 40% of Baby Boomers are planning on second homes. For many, a second home – usually a vacation home- is a big part of how they view their retirement years.
The Lifetime Income Series: Personal Withdrawal Planning for Retirement
Special Guest: Ken Yancey, CEO of the SCORE Association
This week on The Lifetime Income Series, Jim and Cathlyn tie together the concepts from the previous four programs, and offer more concrete examples of retirement withdrawal planning. The case study examples illustrate that “rules of thumb” can be helpful guidelines or starting points, but when...
The Lifetime Income Series: The 4% Rule Revisited: Out of the Mouth of the Expert
Special Guest: Mark Farrin on Year-end Tax Planning for Small Business Pensions
This week on The Lifetime Income Series, Jim and Cathlyn focus on “spending down the nest egg” and utilize two excellent articles in Barron’s to illustrate the issue; “Revisiting the 4% Rule” by Reshma Kapadia and “Thinking Long Term” by Amy Feldman...
The Lifetime Income Series: Building & Spending Down Wealth: What & When
The “Rules of Thumb” for Building Up and Spending Down Your Nest Egg
This week on The Lifetime Income Series, Jim and Cathlyn discuss strategies for building up and spending down your nest egg. They discuss the most common “rule of thumb” for asset allocation in building your wealth...
The Lifetime Income Series: Dealing With a Dollar Crash Portfolio
Special Guest: Jo Robinson, author of “Eating on the Wild Side: The Missing Link to Optimum Health”
This week on the Lifetime Income Series, Jim and Cathlyn discuss the “dollar-crash portfolio”; an investment strategy set to take advantage of a crashing dollar scenario. They discuss whether this type of portfolio is really set up to do what you think it’s supposed to do...
The Lifetime Income Series: Running the Numbers: Calculating Your Savings Goal
Special Guest: Dr. Dean Ornish, Founder of the Preventative Medicine Research Institute
This week on the Lifetime Income Series Jim and Cathlyn discuss “nest eggs”, specifically how to run the numbers to calculate how large your nest egg should be at retirement. They discuss some “rule of thumb” methods for...
The Lifetime Income Series: A Means-Tested Retirement Plan
Special Guest: Carolyn Rosenblatt, author of “The Boomer’s Guide to Aging Parents”
This week Jim and Cathlyn discuss how to plan around a possible reduction in your social security benefit. “Means Testing” talk has been around for several years, and it came up again this past week during budget discussions.