Lifetime Income Series
The Lifetime Income Series: Don’t Get Swayed by Fear or Greed - Remember the Plan
Special Guest: Lowell Smith, President of Inspira, on the Pros and Cons of SEP and SIMPLE IRA’s
This week Jim and Cathlyn share a case study of Sam and Melanie Krauss to highlight the importance of having an asset allocation plan. Frequently investors move between greed and fear and continuously shift their investments around, typically at the wrong times.
The Lifetime Income Series: Making Sense of the Retirement Plan Alphabet Soup: myRA, IRA, Roth, SEP, SIMPLE, PSP, 401k, 403B, DBP, etc.
Special Guest: Cindy Hounsell, President of WISER, the Women’s Institute for a Secure Retirement
On this week’s edition of The Lifetime Income Series Jim and Cathlyn clarify the confusing “alphabet soup” of retirement plans, starting with the myRA account, introduced by President Obama in his State of the Union address.
The Lifetime Income Series: Specific Investment Goals Need Specific Investment Plans
Special Guest: Yolanda York, Social Security Public Affairs Director for San Diego County
Last week Jim and Cathlyn covered the basics of a comprehensive financial plan. In order to answer inquiries about different portions of the plan, this week Jim and Cathlyn will focus in on some common goals many people have, and help walk you through financial strategies to achieve those goals.
The Lifetime Income Series: What Exactly *Is* a Financial Plan?
Case Study featuring Kris and Dayna Lindgren: Don’t Repeat Mistakes
The beginning of the year is a great time to do some financial planning, as you are gathering your financial documents for tax preparation time. This week Jim and Cathlyn walk you through what exactly is involved in a financial plan and how they implemented a financial plan for one of Jim’s clients.
The Lifetime Income Series: Planning for College - The Second Biggest Expenditure Parents Will Face
Special Guest: Stan Luxenberg on 529 Plans for Education Financing
This week on The Lifetime Income Series Jim discusses planning for college with John Loeffler. Jim notes that next to purchasing a home, the cost of a college education will likely be the single largest expense facing most parents.
The Lifetime Income Series: How to Choose a Financial Planner or Investment Advisor
Special Guest: Peter Gravett, Secretary of the California Department of Veteran’s Affairs
In a special reprise edition of the Lifetime Income Series, Jim and John talk about the importance of a retirement plan from the perspective of choosing a financial planner or investment advisor. They begin by discussing what you need to know and what you need to...
The Lifetime Income Series: Dealing With a Dollar Crash Portfolio
Special Guest: Carolyn Rosenblatt, author of “The Boomer’s Guide to Aging Parents”
In a special reprise edition of the Lifetime Income Series, Jim and Cathlyn discuss the “dollar-crash portfolio”; an investment strategy set to take advantage of a crashing dollar scenario. They discuss whether this type of portfolio is really set up to do what you think it’s supposed to do...
The Lifetime Income Series: Holiday Gifting Plus “Booted Out of the Bunker”
Special Guest: Max Richtman, President & CEO of the National Committee to Preserve Social Security & Medicare Foundation
Last week Jim and Cathlyn discussed charitable giving. This week they focus on gifting to friends and family members. They discuss what the IRS considers a “gift”, as well explaining the gift tax and the possible exceptions to the gift tax...
The Lifetime Income Series: ‘Tis the Season for Charitable Gifting
Special Guest: Attorney Louis A. Mezzullo on Year-end Tax Planning for Small Business Pensions
As this is the holiday season, Jim and Cathlyn are going to focus the next two weeks on the gifting of assets; to charities, to friends and to family members. This week they focus on gifting to charities...
The Lifetime Income Series: Year End Tax Planning Strategies
Special Guest: Author Bob Marckini, “You Can Beat Prostate Cancer”
This week on the Lifetime Income Series Jim looks at year-end tax planning strategies. Jim reviews the new tax brackets that went into effect this year, and discusses their implications for tax planning. He also looks at three different tax strategies...