Last week we discussed The High Risk for Boomers when it comes to future investment returns. Today, we discuss those same risks—low returns, high market valuations, and rising interest rates—as they apply to most working individuals through their 401(k) plans. Jim reiterates the case that the next 10 years are likely to look very different than the last with clear implications on how investors should plan for the future. The significance of this is discussed in the case study of Marty and Taylor Nunez (see PDF presentation) as they prepare to come to grips with old habits.
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