Gail Tverberg has an M. S. from the University of Illinois, Chicago in Mathematics, and is a Fellow of the Casualty Actuarial Society and a Member of the American Academy of Actuaries. Gail became aware of the impact oil shortages could have on insurance companies back in the 1973 – 1974 period, when oil shortages were first a problem. In 2005, she began reading books on the subject, including Jeremy Leggett’s The Empty Tank. She also speaks on finite world issues, including the connection between oil shortages and the economy. Gail has been an invited speaker to many groups, including the Seventh Biennial International Workshop in Energy Studies in Barcelona, Spain; the 2nd International Biophyisical Economics Conference; and to groups on the Big Island in Hawaii. In addition to some of her talks, Gail has appeared on the Canadian television station BNN.