This week Jim and John discuss managing your income in retirement, an issue that has never been harder given the age in which we live. Even with the Federal Reserve raising rates, don’t expect much from the banks on raising interest rates on deposits. It will likely be many years before rates get to the point of resembling anything near normal. However, there are places to get a 5% yield, but it takes homework and diligence to find them. Jim illustrates some of these ideas through the case study of Don and Susan. The guest this week is Kim Fichera CPA. Kim will discuss year-end tax strategies to save money on 2015 taxes, as well as outline changes to the tax code for 2016, and how these changes may affect taxpayers next year.