This week Jim and John continue on the theme of estate planning. The public has certainly taken an interest in the estate issues of celebrities, and now the estate for the late musician Prince must pay $100 million in estate taxes, due to a lack of any planning, including a will. Jim discusses the various strategies available to have one’s heirs avoid paying estate taxes. They also illustrate many of the issues through a real-life case study. The guest this week is Jonathan Clements, a financial writer, and author of the award-winning Jonathan Clements Money Guide. Jonathan discusses a new study on retirement preparedness from the Employee Benefit Research Institute. Not surprisingly, most Americans nearing retirement age are not adequately prepared.