Paul Horn CFP's Contributions

Are You Harnessing the Most Powerful Tool for Retirement?

Nov 29 – By now I’m sure you understand the benefits of a Roth account. You put money in after taxes and it grows tax free over time. It’s universally known that a Roth account is great for those in lower tax brackets or for anyone who’s younger. It can also...

Should You Consider a Roth Conversion?

Nov 28 – Roth conversions are a powerful planning tool for retirement and can be beneficial to many individuals. The Tax Cuts and Jobs Act made this an interesting year to consider a conversion, but it’s important to understand if it’s the right choice...

The Good, Bad and Indifferent With Target Date Funds

Nov 12 – The person that developed Target Date Funds (TDF) is a marketing guru. The premise is to develop a fund an investor can stay in over their lifetime that will automatically reduce risk over time as the person approaches retirement. The concept is simple in nature and has spread like wildfire as the investment of...

Maximizing Employer Stock Options

Oct. 29 – On this edition of Lifetime Income, Paul Horn and Chris Preitauer discuss the benefits of employee stock options and how to best benefit from those options. Among the details discussed are tax benefits, discounted stock...

Common Myths That Can Hurt Your Retirement

Sep 10 – On this edition of Lifetime Income, Paul Horn and Chris Preitauer discuss common misconceptions about retirement planning. Automated investing, compound interest, tax brackets, the RMD trap, and important advisor credentials are...

Burnout: How To Cope When Life Is Overwhelming

Sep 4 – On this edition of Lifetime Income, Paul Horn speaks with Dr. Gerald Fishkin, author of American Dream, American Burnout: How to Cope When It Gets To Be Too Much. Dr. Fishkin isolates specific factors that lead to...

How Bias and Experience Impact Retirement

Sep 3 – Investor mistakes can impact retirement. Paul Horn and Chris Preitauer discuss common mistakes, biases, emotions, and personalities that can affect your retirement outcome. Among the issues discussed are...

Passing Along More Than Just a Legacy

Aug 20 – Not many people want to think of tragic "What If's". As a result, too often a business owner passes prematurely without an adequate plan allowing the business to continue with a fighting chance. On this edition of Lifetime Income...

Why Do I Need a Trust?

By Paul Horn CFP – A trust at times may be the only way to ensure your wishes are carried out beyond the grave. It remains one of the simplest and best ways to help protect you while living and protect your heirs after you pass.

Rethinking Retirement – Understanding the Impact of the Gig Economy

Jul 9 – With the advancement of technology, we are beginning to see more opportunities being created for people to work in the rapidly growing “gig economy.” In today’s Lifetime Income, we look at the people, jobs...

Money and Your Family – The Importance of Communication

Jun 12 – Paul Horn, financial planner at Financial Sense Wealth Management, explains the importance of having periodic discussions about money, wealth, and finances with family members. Studies show that most believe this should be...

Assessing Tax Impacts on the Real Estate Market

Apr 10 – Financial planners Jim Puplava and Paul Horn discuss the variety of impacts the recently passed tax bill will have on the real estate market and what investors can do to prepare and possibly benefit via the use of REITs...

Assessing Tax Impacts on the Real Estate Market

Jan 23 – Financial planners Jim Puplava and Paul Horn discuss the variety of impacts the recently passed tax bill will have on the real estate market and what investors can do to prepare and possibly benefit via the use of REITs and other investment vehicles...

Real Estate Investors Face Potential Benefits Under Tax Bill

By Paul Horn – With the recent tax bill changes, the old adage “location, location, location” has never been more true. Starting in 2018, the mortgage interest deduction will now be capped at $750,000 with interest paid on home equity or loans for vacation...

Dramatic Tax Changes Coming Your Way - Here's What You Need to Know

By Paul Horn – We just witnessed the largest changes to the tax code since President Reagan. We at Financial Sense Wealth Management have composed a summary of all the changes that go into effect for 2018. Remember this will have no impact on your 2017 taxes...

Everything You Should (and May Not) Know About 401(k)s

Sep 5 – There are a variety of advantages that individuals and businesses aren’t aware of when it comes to maximizing the value of a 401(k) plan. Financial planners Jim Puplava and Paul Horn explain everything you need to know...

Elder Care: The Risks, the Opportunities, and the Responsibilities

Jul 11 – Did you know that elder abuse is actually more prominent among family members vs. outside help? In today’s podcast, we discuss everything you need to know about elder care: the various risks, planning consideration...

Understanding Health Savings Accounts (HSAs)

By Paul Horn – Using a health savings account (HSA) is a prudent financial decision that many Americans overlook or simply do not understand. One of their primary benefits is that contributed funds do not run out each year like a medical savings account. Instead, unused funds...

Beware the Overzealous Advisor

Jun 6 – What happens if a financial planner uses faulty assumptions when determining your investments? In today’s podcast, Paul Horn and Jim Puplava explain the common pitfalls in using long-term historical averages when conducting...

Handling Identity Theft

By Paul Horn – I recently had a client that was the unfortunate victim of identity theft. It took her credit card company calling her after several large transactions to even know that it happened. This, unfortunately, is an all too common...

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