Lifetime Income Series
The Lifetime Income Series: Diving into Dividends - $1 Trillion and Counting
Special Guest: Dr. Michael Finke, Professor & Director of Retirement Planning and Living at Texas Tech University
This week Jim and Cathlyn continue to emphasize the very important theme of dividend investing, particularly as a way to keep up with the rising cost of expenses in retirement. They discuss the case study of John and Sally, a retired couple, and illustrate the serious effects of inflation on a retirement budget.
The Lifetime Income Series: Which Is Which: Roth and Traditional IRAs
Special Guest: Pam Means, President and Actuary of Means & Associates
This week on The Lifetime Income Series, Cathlyn Harris and John Loeffler discuss two retirement savings plans that are available to everyone with “employment compensation”, the Roth and the Traditional IRA. They break down the differences between the two, and why you might choose one over the other, based on your situation.
The Lifetime Income Series: Divorce the Doom: Time for a New Philosophy
Special Guest: Dr. Paul Howard of the Manhattan Institute for Policy Research on the Impact of Obamacare on Pensions & Retiree Health Benefits
This week Jim and Cathlyn discuss how to approach your investments from a different angle. While there are serious challenges ahead for the US economy, there is also a lot going right for the US and our economy in today’s world. Jim and Cathlyn suggest taking a new philosophy to investing for retirement, and “divorce the doom”.
The Lifetime Income Series: Organizing Your Retirement Investment Plan - It May Not Be What You Think
Special Guest: Wade Pfau PhD CFA, Professor of Retirement Income at The American College
This week Jim and Cathlyn discuss investment allocation in a retirement investment plan, but based on new ideas raised by the guest this week Dr. Wade Pfau, and others in the field. They will look at what is not working so well with target date funds, and why we all may need to start rethinking the way we invest for, and in, retirement.
The Lifetime Income Series: Don’t Get Swayed by Fear or Greed - Remember the Plan
Special Guest: Lowell Smith, President of Inspira, on the Pros and Cons of SEP and SIMPLE IRA’s
This week Jim and Cathlyn share a case study of Sam and Melanie Krauss to highlight the importance of having an asset allocation plan. Frequently investors move between greed and fear and continuously shift their investments around, typically at the wrong times.
The Lifetime Income Series: Making Sense of the Retirement Plan Alphabet Soup: myRA, IRA, Roth, SEP, SIMPLE, PSP, 401k, 403B, DBP, etc.
Special Guest: Cindy Hounsell, President of WISER, the Women’s Institute for a Secure Retirement
On this week’s edition of The Lifetime Income Series Jim and Cathlyn clarify the confusing “alphabet soup” of retirement plans, starting with the myRA account, introduced by President Obama in his State of the Union address.
The Lifetime Income Series: Specific Investment Goals Need Specific Investment Plans
Special Guest: Yolanda York, Social Security Public Affairs Director for San Diego County
Last week Jim and Cathlyn covered the basics of a comprehensive financial plan. In order to answer inquiries about different portions of the plan, this week Jim and Cathlyn will focus in on some common goals many people have, and help walk you through financial strategies to achieve those goals.
The Lifetime Income Series: What Exactly *Is* a Financial Plan?
Case Study featuring Kris and Dayna Lindgren: Don’t Repeat Mistakes
The beginning of the year is a great time to do some financial planning, as you are gathering your financial documents for tax preparation time. This week Jim and Cathlyn walk you through what exactly is involved in a financial plan and how they implemented a financial plan for one of Jim’s clients.
The Lifetime Income Series: Planning for College - The Second Biggest Expenditure Parents Will Face
Special Guest: Stan Luxenberg on 529 Plans for Education Financing
This week on The Lifetime Income Series Jim discusses planning for college with John Loeffler. Jim notes that next to purchasing a home, the cost of a college education will likely be the single largest expense facing most parents.
The Lifetime Income Series: How to Choose a Financial Planner or Investment Advisor
Special Guest: Peter Gravett, Secretary of the California Department of Veteran’s Affairs
In a special reprise edition of the Lifetime Income Series, Jim and John talk about the importance of a retirement plan from the perspective of choosing a financial planner or investment advisor. They begin by discussing what you need to know and what you need to ask in choosing a professional to help you...