Robert Bernard's Contributions

Triple Tax-Exempt Income: Investing in Municipal Bonds for a Balanced Portfolio

Aug 28, 2023 – Triple Tax-Exempt income refers to earnings that are free from Federal tax, the 3.80% Medicare tax, and state income tax, contingent on both state residency and the specific bond issuance...

We're Due for a Correction, Says Ralph Acampora

Feb 21 – After this week's market wrap-up, Financial Sense Newshour speaks with the legendary market technician Ralph Acampora to get an update on his outlook for the stock market. Next, we speak with Frank Holmes about gold, blockchain, and...

When the Fed Cuts Rates, Something Is Going Wrong

Jun 21– Ryan Puplava starts things off and shares what moved the markets this week. Dave Nicoski of Vermillion Technical Research analyzes the break out in gold and currency wars he sees headed our way. Robert Rapier says there’s a major disconnect...

Stocks Rally as Fed Makes a Dovish Tilt

Jun 7 – Stocks flew higher this week as Fed chairman Jerome Powell and several Fed governors hinted at possible rate cuts that could begin this summer. Jonathan Krinsky, Chief Market Technician at Bay Crest Partners, thinks stocks are unlikely to break out...

Rob Bernard on How to Defend Your Fixed Income Portfolio in a Rising Rate Environment

Mar 13 – In today’s Lifetime Income podcast, Financial Sense Newshour interviews Rob Bernard, head of bond market strategy at Financial Sense Wealth Management, to discuss the global macro and policy outlook and what...

Update on Puerto Rico

Sep 29 – Rob Bernard, a fixed income specialist at PFS Group, joins FS Insider today to discuss the problems facing Puerto Rico, the controversy over the Jones Act, and some of the debt issues Puerto Rico was facing prior to hurricane...

U.S. Late Cycle Means Time to Look Abroad

Rob Bernard – Given the events of the last few weeks (North Korea, Charlottesville, etc.) as well as seasonality, the U.S. equity markets have moved into a correction phase. Over the last few months, the market has experienced several shallow 2%+ corrections...

Annuities – The Good, the Bad, and the Ugly

Jun 27 – Today’s podcast is all about annuities—the different types, options, add-ons, costs, and, most importantly, which ones are appropriate for you, if at all. As you’ll hear, depending on your situation, there are “good” annuities...

Total Return With Floating Rate Bonds

By Robert Bernard – On June 14, 2017, the US Federal Reserve raised its Fed Funds rate for the second time this year. The new range will be 1 - 1.25%. The Fed also gave a roadmap on how they plan to unwind their $4.5 trillion balance sheet.

How to Defend Your Bonds and Increase Income in a Rising Interest Rate Environment

With the recent upswing in inflation and economic growth, bond investors are getting more concerned about the stress this may have on bond prices and their overall portfolios. Should they be worried? Here are a few general items about rising...

Reagan vs. Carter: Utilities vs. S&P 500

After Reagan won his 1 st term election in November of 1980 the S&P 500 hit a high on November 28 1980. The Fed funds rates fluctuated from a high of 20% to a low of 11%. As the true state of the US economy became apparent the S&P 500 fell 27% to bottom on August 8 1982.

When Do “We” Get “The Real Ref’s”?

History has shown faster economic growth has been accompanied by higher domestic investment. The end result is higher productivity, higher living standards and of course higher revenue for the US government and states. Between the early 60’s and the present, the spread between net business fixed investment and mandatory entitlement spending has never been wider, I.E., entitlement spending increasing and business investment shrinking.

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