Daniel Amerman's Blog

Financial Consultant, CFA
dan [at] danielamerman [dot] com ()

Daniel R. Amerman is a Chartered Financial Analyst and the author of a number of books on finance and economics.

Articles by Mr. Amerman or referencing his work have appeared in numerous publications and websites, including Reuters, MarketWatch, U.S. News & World Report, MSN Money, Seeking Alpha, Business Insider, ValueWatch, Nasdaq.com, Morningstar.com, TalkMarkets and Financial Sense. Two of his books on securities analysis were published by McGraw-Hill (and subsidiary): Mortgage Securities, and Collateralized Mortgage Obligations: Unlock The Secrets Of Mortgage Derivatives.

Mr. Amerman is a finance MBA with over 30 years of professional financial experience. As an investment banker he did groundbreaking work in the such areas as CMO/REMIC originations as part of portfolio restructurings for financial institutions, and the creation of synthetic securities for institutional clients. As an independent quantitative analyst, he has provided structural, analytical and mathematical verification services for investment banks, trust departments, and rating agencies.

Six Reasons Why the Government Is Destroying the Dollar

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The United States government has six interrelated motivations for destroying the value of the dollar...

Taper & Quantitative Easing Reality Check

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The potential "tapering" of quantitative easing can be likened to a lessening of chemotherapy treatments when a cancer patient's symptoms change. It means one thing if the patient is being cured.

Did An Obscure IMF Document Start a Global Bail-In Revolution?

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When revolutions start, it's not uncommon for almost nobody to notice. It may take years or even decades before historians can look back, point a finger and say "that's where it really began."

Stealth Taxes Consume Stock Gains & Retirement Plans, Part 2

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What if bottom line investment results for a nation as a whole were very different than the great majority of investors understood? What if most long term investment plans were based on what could be quite easily shown to be "bad information"?

Bail Ins and Taking Private Wealth

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A new method of taking private sector wealth has been spreading around the world this year. This mechanism is called a "bail in", and it is based on the premise that there are certain entities which are too important for the well-being of the general public to allow them to go into bankruptcy or to be liquidated.

Stealth Taxes Consume Stock Gains & Retirement Plans, Part 1

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Why is there a fundamental mismatch between stock market performance as reported in financial headlines – and the actual retirement behavior of the many millions of Americans who own those stocks in their portfolios?

How Financial Reality Is Hidden by Commonly Used Theory & Jargon

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As we will explore in this analysis, when we look at two of the largest sources of net worth in the United States – housing and stocks – then what history shows us is that for 22 out of the 40 years between 1972 and 2012, much of the...

Growing Wealth With Stocks: Expectations vs. the New Reality

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The number one reason why stocks are a core component of most long-term financial planning strategies is their purported ability to reliably compound wealth over time.

Leaked IMF Report Shows Dangers for US Economy

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A confidential internal International Monetary Fund report was recently leaked to the Wall Street Journal, with the contents later being made public by the IMF. The contents of this report have major implications for Europe, but even greater implications for the United States.

Financial Contagions Spread Global Investment Dysfunction

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People are used to goods being in global competition, where the prize goes to those nations who produce the best goods at the lowest cost. However, there is a loophole in this simple relationship,

Financial Sense Wealth Management: Invest With Us
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