Ryan Puplava's Blog

Wealth Advisor
ryan [dot] puplava [at] financialsense [dot] com ()

Financial Sense® Advisors, Inc.
Wealth Advisor
Financial Sense® Securities, Inc.
Registered Representative
Financial Sense & Financial Sense Newshour
Columnist & Guest
BrokerCheck

Ryan joined Financial Sense® Wealth Management in 1995 and held various roles in Brokerage, Operations, Sales, Options and Municipal Principal, and Portfolio Management before serving as CEO from 2015 to 2023. He currently manages assets for retirees and working professionals, guiding clients through estate, investment, insurance, tax, college, retirement, and income planning.

He holds a B.S. in Business Administration/Finance from San Diego State University and has earned multiple professional designations, including Certified Estate and Trust Specialist™, Certified Tax Specialist™, and Chartered Market Technician®. He also holds FINRA Series 4, Series 7, Series 53, and Series 66 licenses.

Since 2005, Ryan has authored hundreds of articles to FinancialSense.com and was a regular weekly guest on the Financial Sense Newshour podcast from 2011 until 2025. Ryan currently writes a weekly market update, a monthly big-picture, and timely practical financial articles via his free newsletter. You can subscribe to his newsletter via his LinkedIn profile or by emailing him directly (links above).

When I’m not helping clients navigate their financial future, you’ll find me running with my two energetic huskies, training and teaching Tang Soo Do as a 1st-degree “Cho Dan” black belt, or exploring the great outdoors. I love hiking with my kids—and even with my clients—because I believe some of the best conversations happen on the trail.

Tariff and Tumble: April’s Market Mood Swings

Apr 29, 2025 – As we close out April, it's clear that 2025 continues to present both challenges and opportunities for investors. This month brought new tariff developments, market volatility, strong (and sometimes surprising) corporate earnings…

Trade Turbulence and the Tariff-ic Mess for Investors

Mar 28, 2025 – The year began with a shift in market dynamics. While last year ended on a high note, fueled by post-election momentum and hopes for tax cuts and deregulation under President Trump, the focus has now turned to trade policies and...

Investors Are Tariff-ied

Mar 3, 2025 – In recent news, the economic landscape has been significantly influenced by President Trump's new tariff plans, a noticeable decline in consumer sentiment due to inflation worries, and the Department of Government Efficiency...

Grading on the Curve

Nov 1, 2024 – With the presidential election just a week away, the race between the two candidates is close. Recently, the Committee for a Responsible Federal Budget published an article titled The Fiscal Impact of the Harris and Trump Campaign Plans...

17 Risks That Can Derail Your Financial Plan

Oct 24, 2024 – Risk management can mean different things to different people. For some, it involves placing stop-losses on trades or rebalancing portfolios toward cash during a bear market. In financial planning, however, it’s about identifying...

Central Banks Shock Investors

Sep 30, 2024 – This month, central banks surprised investors with a series of policy changes aimed at easing their previously restrictive stances. These measures are fostering bullish sentiment as it appears the Federal Reserve, European...

Alarming Estate Planning Statistics

Sep 17, 2024 – Through my daily interactions with clients and prospects, I’ve noticed a significant issue: a lack of planning for end-of-life transfers between spouses and to children, extended family, and charitable causes...

Gold Hits Record High as Dollar Slides Further; Powell Says Time for Policy Adjustment

Aug 23, 2024 – Stocks consolidated this week after enjoying their best performance of the year last week. This week, the key events were earnings reports from retailers, the FOMC minutes for the July meeting, weekly initial jobless claims...

Polarization or Harmony

July 1, 2024 – In the ever-evolving landscape of the stock market, one startling trend has emerged: an extraordinary concentration of investor wealth in just a handful of stocks. Astonishingly, the top five giants of the S&P 500 now account for...

Mission Accomplished?

Jun 6, 2024 – The two primary drivers of the market these days are news related to inflation and developments in artificial intelligence (AI). Inflation is particularly significant because it influences the Federal Reserve's monetary policy decisions...

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